Oregon Health Insurance
Information about Oregon Health Insurance Programs
Are you looking to apply for health insurance in Oregon? Here, you will read about the details on the process of how to buy or switch to different medical policies and the qualifications that you will need to get approved. With several health programs made available to you and your possible dependents, there should be no reason that you cannot find the right type of plan. Learn about the different coverage options made available and government-funded assistance programs if you are not immediately accepted.
How do I become eligible for health insurance living in Oregon?
If you are not already insured by your employer and cannot purchase individual health plans due to low income, then these federal Medicaid plans could be the best option for you. Here are 3 low-income policies that are administered by Oregon Health Authority that can both meet your financial means while securing your (or your dependents) medical needs.
1. OHP Plus: This plan is geared to those who are the elderly, disabled, sight-impaired, under the age of 19, or currently receiving Temporary Assistance for Needy Families (TANF) benefits. This plan includes CHIP – the Children’s Health Insurance Program, a no-cost public assistance option from the Health Kids Program
2. OHP Standard: This plan is geared towards those that have limited income, and are offered at a very low in cost or even free to those Oregon residents that follow within the criteria. Spots are limited.
3. Office of Private Health Partnerships: There are other affordable programs under this umbrella, which include Family Health Insurance Assistance Program and KidsConnect
Other Oregon Health Insurance Programs
1. Medicare
To be eligible for Medicare, you must receive Social Security Disability for 2 years, are over the age of 65, or have permanent kidney failure
2. Oregon Supplemental Income Program Medical (OSIPM)
You may be eligible for OSIPM if you receive Supplemental Security Income (SSI) benefits, and if you need long-term care in your own home or at a facility
3. Oregon Medical Insurance Pool (OMIP)/Federal Medical Insurance Pool (FMIP)
For those that have not been approved for health insurance in Oregon because of preexisting conditions can apply for OMIP/FMIP
4. Oregon Department of Veteran’s Affairs (ODVA)
For those that are veterans of the United States Armed Forces, their spouse, widow or child
5. Family Health Insurance Assistance Program (FHIAP)
You are eligible for FHIAP if you are a resident of Oregon, are a U.S. citizen, have one month income of less than 200% of the Federal Poverty Level, have been uninsured for the last 2 months and are not eligible for Medicare
6. Office of Private Health Partnerships (OPHP)
You are eligible if you own a small business or you can apply if you are an individual who needs assistance obtaining health insurance in Oregon
Now that you are aware of the types of programs that are made available for you in the State of Oregon, it is time to apply and see which program adheres to your lifestyle. You can do this easily by entering your zip code below and see how much your health insurance rate can be per month. It’s that easy!
