South Carolina Auto Insurance
Information about Car Insurance in South Carolina
Every new driver or renewed license must be registered for auto insurance in South Carolina. It is required that drivers must carry liability insurance at all times.
Minimum Required Amounts for Auto Insurance in South Carolina
- $25,000 for bodily injury liability (injury or death) for one person per one accident
- $50,000 for bodily injury liability (injuries or deaths) for all people involved in one accident
- $25,000 for property damage in any one accident
- $25,000/$50,000 for Uninsured Motorist Bodily Injury
- $25,000 for Uninsured Motorist Property Damage
For those that decide not to carry car insurance in South Carolina do so at their own risk. If a law enforcement officer asks you to show you proof of insurance at any time and you cannot provide it to them, then you will be issued a citation and can be subject to imprisonment.
In 2010, the average car insurance premium in South Carolina is $1,303.19, compared to the average car insurance premium within the U.S. of $1,436.87
South Carolina, like every state within the U.S. poses different guidelines when it comes to auto insurance. But like the majority of the other states, auto insurance is mandatory amongst all drivers. For South Carolina, we’ve established earlier that every driver must carry a minimum amount of insurance coverage. Also, they follow a Tort Insurance System, meaning that the person who is found at-fault for causing the accident, that person and their auto insurance provider is responsible for covering all of the resulting damages. That is why there are the minimum required amounts for insurance, although it is always recommended that if you able to purchase higher insurance limits, then you should.
Insurance premiums can be quite high in certain states. The best way to find the most affordable rate is to do some research and know what type of auto insurance plans and more specifically, the coverages you need. Furthermore, take a look at the top insurance providers in your area to determine which company can give you the best plan at the best price.
Top Insurance Companies in South Carolina
- GEICO
- Travelers
- Nationwide
- Esurance
- Liberty Mutual
- Progressive
Every auto insurance provider in South Carolina offers different types of auto insurance policies, so it is up to you to make the right choice. One of the best ways to decide which insurer is the most ideal for you (and others under your policy), apply for an insurance quote. Gathering several auto insurance quotes in South Carolina will help with knowing which discounts you can qualify for, and how much you could save on your monthly premium rates based on the company.
Applying for car insurance quotes can be quite simple. Start by entering your zip code below and in a matter of minutes, see that you could save a bundle.
As of 2010, the average for car insurance premium in South Carolina is $1,303.19 compared to the national average of $1,425.84
Take a thorough look at auto insurance rates in South Carolina in the chart above and you can see that the rates fluctuate every month. After gauging at the increases/decreases, you can use it to your advantage and the decide to purchase/switch to other insurance companies.
Sources:
Car Insurance: South Carolina
The General: Car Insurance in South Carolina
