Terms and Conditions

Terms & Conditions

PLEASE READ THESE TERMS & CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE. BY USING THIS WEBSITE, YOU AGREE TO BE BOUND BY, AND TO COMPLY WITH, THESE TERMS & CONDITIONS UNLESS YOU OFFER DIFFERENT TERMS THAT ARE ACCEPTED IN WRITING BY www.quotes.com . IF YOU DO NOT ACCEPT THESE TERMS & CONDITIONS, YOU ARE NOT AUTHORIZED TO ACCESS OR USE THIS WEBSITE FOR ANY PURPOSE.

By registering on this website, you are certifying you have read, understand and agree to these Terms & Conditions, as well as our Privacy Policy. Our Privacy Policy can be accessed and reviewed here. You also acknowledge that this website provides valuable rewards to consumers who respond to and complete the specified number of advertiser offers and that you are accessing this website solely for this purpose.

www.quotes.com reserves the right, in its sole discretion, to revise these Terms & Conditions at any time, for any reason, without notice. www.quotes.com also reserves the right, in its sole discretion, to change the methods through which future rewards are earned. This may include changing the approval requirements necessary to receive future rewards by increasing or decreasing the number of advertiser offers that must be completed to qualify, and adding or decreasing the amount of steps to confirm that you have a legitimate account. www.quotes.com  may also add or remove any product or service listed as a reward at any time. If www.quotes.com replaces a reward, the new reward may not be of equal value. Please check these Terms & Conditions periodically for changes. Your use of this website following any such modification constitutes your agreement to follow and be bound by the Terms & Conditions as modified. The last date these Terms & Conditions were revised is set forth below. IF YOU BREACH ANY OF THESE TERMS & CONDITIONS YOUR RIGHT TO USE THIS WEBSITE WILL TERMINATE AND YOUR ACCOUNT WILL BE DISQUALIFIED.

www.quotes.com  is responsible for reward fulfillment. Please do not contact our advertisers regarding the status of your reward.

I. ELIGIBILITY

A. You must be a U.S. resident at least 18 years of age or older, with a valid U.S. email address and shipping address. Please do not enter a P.O. box as your shipping address; we will not ship to P.O. boxes.

B. You must register with valid information.

C. To qualify for the reward on this particular website, you may be required to complete reward offers from the Silver, Gold, and Platinum Offer Pages.  Please refer to the requirements of each reward carefully.

*Please note that available reward offers will vary. Some reward offers require a purchase. Credit card offers may require you to activate the card by making a purchase, transferring a balance or taking a cash advance.

D. Follow the redemption instructions.

E. This offer is limited to one reward per household.

F. Each household is limited to the use of one email address.

G. Each household must use the same email address throughout all websites owned or operated by www.quotes.com .

H. This offer expires 60 days from the date you register on the website.

II. REGISTRATION

A. Valid Information

(1.) You must provide valid and truthful registration information.

(2.) If you provide any information that is untrue, inaccurate, not current, or incomplete, or if we have reasonable grounds to suspect that any information you provided is untrue, inaccurate, not current, or incomplete, your account may be placed on hold or disqualified.

B. Accounts

(1.) Only one account is allowed per household. Any accounts that share the same name, email address, mailing or shipping address, telephone number, credit card, or IP address will be considered the same household. Accounts in violation of this rule will be placed on hold or disqualified.

(2.) You may not have multiple accounts at more than one address or under more than one name or email address.

(3.) You may not use another person’s name or information to receive products from this website. For example, you may not register on this website for another person or complete offers for another person’s account.

(4.) You are responsible for maintaining the security of your account. www.quotes.com  is not liable for any losses incurred through the access of your account by a third party.

(5.) If your account is placed on hold or disqualified, you may not create another account on any website owned or operated by www.quotes.com.

(6.) You may access your account at any time by clicking on the status on that respective offer and entering the email address that you used to register on the website.

C. Expiration/Cancellation of Account

(1.) Your account/reward eligibility will expire 60 days from the date you register on this website. Upon expiration, you will no longer be eligible to receive the reward.

(2.) There is no way to cancel an account. If you no longer wish to remain a part of this website, you should refrain from accessing your account.

D. Publicity

Except where prohibited by law, participation in this website constitutes your consent to www.quotes.com 's use of your name, likeness, voice, opinions, hometown and state for promotional purposes in any media, worldwide, without further approval, payment or consideration.


III. OFFERS
A. Optional Offers/Survey Pages

(1.) Completion of the optional offers and survey pages is not required to qualify for the reward.

(2.) We may preselect certain offers for you to view. If you are not interested in signing-up for an offer, click “Next” or “Skip.”

(3.) When you select “yes” next to an optional offer, we will transfer some or all of the information you submitted during the website registration process to the applicable advertiser without providing you with another opportunity to review the information.

(4.) When you select “yes” or “no” next to a survey question, we will transfer some or all of the information you submitted during the website registration process to advertisers that we believe may be of interest to you without providing you with another opportunity to review the information.

B. Completion of Reward Offers

(1.) You must provide valid and truthful information when completing an advertiser’s offer. Accounts in violation of this rule will be placed on hold or disqualified.

(2.) Once you have completed an advertiser’s offer, you will not receive credit for that offer, or any other offer sponsored by that advertiser, for up to six months. For purposes hereof, an “advertiser” generally is the business unit sponsoring the offer, although some advertisers may apply this rule to the entire corporate entity sponsoring the offer.

(3.) In order to receive credit for completing an offer, you must complete the offer by clicking on the offer from this website. You must click the offer link via our web page in order for us to correctly track and credit your account. You may also be required to send us a copy of your offer confirmation if credit for completing the offer is somehow not appearing in your account. Importantly, some applications such as spyware blockers or pop-up blockers may preclude these links from functioning correctly and www.quotes.com is not liable for such failures.

(4.) You may apply only once to any given credit card offer. Credit card offers may require you to activate the card by making a purchase, transferring a balance or taking a cash advance.

(5.) You may complete only one Discover Card application toward qualification for the reward.

(6.) For high-speed Internet service offers, you must order and install the high-speed Internet service to complete the offer.

(7.) In order to receive proper credit for completing an offer, you must make sure that your browser settings are set to accept all cookies, and that you click on our exact offer link to get to the offer provider’s website.

C. Failure to Receive Credit for a Reward Offer

(1.) www.quotes.com  does not guarantee that you will receive credit for an offer. We reserve the right to refuse crediting your account for a variety of reasons, including but not limited to improper sign-up, lack of appropriate information or documentation or improper browser settings.

(2.) www.quotes.com  is not responsible for delays in reporting offer completion. The time it takes to receive credit for an offer varies with each advertiser.

(3.) www.quotes.com  is unable to manually credit an offer.

(4.) If you believe that you have successfully completed an offer and you have not received credit for that offer, you should confirm that you have: (1) satisfied all of the requirements stipulated by the advertiser; and (2) waited the appropriate amount of time for offer completion to be reported back to this website (this amount of time varies with each advertiser).

E. Terms of Offers

(1.) www.quotes.com  is not responsible for its advertisers’ offers or the transactions you enter into with the advertisers or partners on this website. www.quotes.com cannot fulfill an advertiser offer, cancel an advertiser offer on your behalf, refund any charges you have incurred, or service an account you created with an advertiser. You should carefully read the requirements, terms and conditions, privacy policy, and billing information for each offer before you sign-up.

(2.) You complete offers through our website publisher partners at your own risk. www.quotes.com  is not responsible for content, services or products associated with our website publisher partners. If there is a complaint about services or products received from a publisher, you should contact the offer provider in question.

IV. REWARDS

A. Redemption Process

(1.) You may access your account at any time by clicking on your status and entering the email address that you used to register on the website.

(2.) Log in to your account when your offer and referral status is “Approved,” and a confirmation email will be sent to you with instructions for verifying your information. You must follow the instructions in the “Approval” email. If you have completed an offer that but do not see an “Approved” status, please contact us with order confirmations from the advertiser.

 (3.) After verifying your information, we will send your reward within 45 days.

 (4.) Should the value of the reward exceed six hundred dollars (USD $600.00), you must provide us with a completed IRS Form W-9. Your completed W-9 must be received prior to the shipment of the reward. If you fail to return the form within 30 days of www.quotes.com's request, or if you provide false information on the form, your account will be disqualified. To learn more about IRS Form W-9, go to http://www.irs.gov.

B. Reward Fulfillment and Delivery

(1.) www.quotes.com  reserves the right to substitute a check for the reward. The amount of the check shall be determined by www.quotes.com  in its sole discretion. By cashing the check, you agree that you have been made whole and relinquish your rights to pursue any and all claims against this website, www.quotes.com , its parent, successors, assigns, affiliates, advertisers, and employees.

(2.) www.quotes.com  reserves the right to substitute a gift card for the reward. The amount of the gift card and the merchant shall be determined by www.quotes.com  in its sole discretion. By accepting the gift card, you agree that you have been made whole and relinquish your rights to pursue any and all claims against this website, www.quotes.com , its parent, successors, assigns, affiliates, advertisers, and employees.

(3.) www.quotes.com  reserves the right to substitute a product of comparable value for the reward. “Comparable value” shall be determined by www.quotes.com  in its sole discretion.

(4.) Rewards that are back ordered will be replaced with another item, a check or a gift card, or they will ship when they are made available. Discontinued products will be replaced with another item, a check or a gift card.

(5.) All rewards are shipped to the address you submit in the Redemption Center. It is your responsibility to submit the correct address. We will not ship to P.O. boxes. www.quotes.com is not responsible for lost orders stemming from incorrect shipping addresses, theft or carrier errors. In the event a situation arises necessitating package forwarding, www.quotes.com  is in no way responsible for ensuring delivery.

(6.) If, after you have received a reward, we determine that you violated these Terms & Conditions, you agree to return the reward at your expense. Additionally, www.quotes.com reserves its right to pursue legal action against you.

C. Return Policy

(1.) www.quotes.com will not accept returned rewards. By returning a reward, you are relinquishing your claim to the reward.

(2.) If a product is found to be defective, you should consult the warranty information included with the reward, if applicable. www.quotes.com  is not responsible for the repair or replacement of damaged or defective products. Please contact the relevant vendor for questions about damaged or defective products.

V. HOLD/DISQUALIFICATION

A. Your account, and associated accounts, may be placed on hold and/or disqualified for:

(1.) having multiple accounts;

(2.) providing false information to www.quotes.com  or an advertiser on the website;

(3.) posting information on a website, forum or auction that has to do with manipulating the website or “canceling the offers,” including but not limited to cancellation phone numbers, cancellation time frames and any encouragement or direction to cancel the offers after signing-up with the applicable advertiser(s);

 (4.) using another person’s credit card to complete offers;

(5.) violating these Terms & Conditions; and

(6.) any other reason or a combination of reasons at the sole discretion of www.quotes.com .

B. Additional Terms for Hold Status and Disqualification

(1.) www.quotes.com  reserves the right to place your account on hold or disqualify your account at any time, even after a reward has shipped.

(2.) www.quotes.com  is not responsible for notifying you about a change in your account status.

(3.) If your account is placed on hold or disqualified, all other accounts across all www.quotes.com websites created by or associated with you may be placed on hold or disqualified.

(4.) If your account is placed on hold or disqualified, you may not create another account on any www.quotes.com  website.

(5.) You will not be reimbursed for any expenses incurred through this website prior to your account being placed on hold or disqualified.

(6.) If you feel your account has been placed on hold or disqualified in error, contact us at the address below.

VI. CUSTOMER SERVICE

Due to the volume of customer service inquiries, www.quotes.com  does not offer telephone support. All questions, comments and concerns should be submitted to us by email and/or postal mail.

Please email: support(at)www.quotes.com

VIII. OTHER

A. Intellectual Property. This website, and all information and/or content that can be seen, heard or otherwise experienced on the website, including without limitation all reports, text, video, graphics, audio, and other materials (collectively, the “Content”) are protected by U.S. and international copyright, trademark and other laws, and belong to www.quotes.com  or to third parties. "

You may use the website and the Content solely for your personal use. You may download, print and store portions of the Content that you select for such use No right, title or interest in any downloaded Content or materials is transferred to you as a result of any such downloading. www.quotes.com  reserves complete title and full intellectual property rights in any Content you download from this website. You may not modify, reformat, copy, reproduce, display, distribute, repost, transmit, publish, license, sell, rent, transfer, or create derivative works from any Content or information obtained from the website, except as expressly permitted by these Terms & Conditions. You may not mirror or frame the home page or any other pages of the website on any other website or web page and may not connect links, including “deep links” to the website. You may not use a robot, scraper or other automated means of accessing the website. You are prohibited from using any of the marks or logos appearing throughout the website without express written consent from the trademark owner, except as permitted by applicable law.

C. DISCLAIMER OF WARRANTIES.

YOU AGREE TO ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEBSITE AND THE CONTENT AND FOR EVALUATING THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL CONTENT. www.quotes.com  MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER WITH RESPECT TO THE WEBSITE OR THE CONTENT. www.quotes.com  EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, WITH REGARD TO THE WEBSITE, THE SERVICES PROVIDED BY www.quotes.com AND THE CONTENT. www.quotes.com  DOES NOT WARRANT THAT THE FUNCTIONS PERFORMED BY THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT DEFECTS IN THE WEBSITE WILL BE CORRECTED. www.quotes.com  DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE CONTENT, OR THAT ANY ERRORS IN THE CONTENT WILL BE CORRECTED. THE WEBSITE AND THE CONTENT ARE PROVIDED “WITH ALL FAULTS,” ON AN “AS IS” AND “AS AVAILABLE” BASIS.

D. LIMITATION OF LIABILITY.
TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, www.quotes.com  WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY USE OR INABILITY TO USE THE WEBSITE OR THE CONTENT. YOU UNDERSTAND AND AGREE THAT UNDER NO CIRCUMSTANCES WILL www.quotes.com  BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO: (1) ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE WEBSITE OR THE CONTENT; (2) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS OR OTHER INACCURACIES IN THE WEBSITE OR THE CONTENT; (3) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (4) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITE OR THE SERVICE; OR (5) ANY OTHER MATTER RELATING TO THE WEBSITE OR THE CONTENT, EVEN IF www.quotes.com  HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IF YOU ARE DISSATISFIED WITH THE WEBSITE, THE CONTENT, THE TERMS & CONDITIONS, OR THE PRIVACY POLICY, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE.

E. Indemnification. You understand and agree that you are personally responsible for your behavior on the website. You agree to indemnify, defend and hold harmless www.quotes.com , its parent, subsidiaries, affiliates, licensors, officers, directors, employees, and agents from and against all claims, losses, expenses, damages, and costs (including but not limited to direct, indirect, incidental, consequential, and/or exemplary damages), and attorneys’ fees, resulting from or arising out of your use, misuse or inability to use the website or the Content, or any violation by you of these Terms & Conditions.

F. User Conduct. You agree to use the website only for lawful purposes. You agree not to take any action that might compromise the security of the website, render the website inaccessible to others or otherwise cause damage to www.quotes.com , the website, its users, or the Content. You agree not to add to, subtract from, or otherwise modify the Content. You agree not to use the website in any manner that might interfere with the rights of www.quotes.com  or any third party.

G. Enforcement/Choice of Law/Jurisdiction and Venue. Every provision of these Terms & Conditions will be construed, to the extent possible, so as to be valid and enforceable. If any provision of these Terms & Conditions so construed is held by a court of competent jurisdiction to be invalid, illegal or otherwise unenforceable, such provision will, to the extent so held, be deemed severed from these Terms & Conditions and all other provisions will remain in full force and effect. Any and all disputes relating to these Terms & Conditions, the website, your use thereof, or the Content (collectively, “Disputes”) are governed by, and will be interpreted in accordance with, the laws of the State of California, without regard to any conflict of laws provisions. Any Dispute will be venued in a state or federal court situated in Los Angeles County, California, and you hereby irrevocably submit to the personal jurisdiction of such courts for that purpose.

H. Entire Agreement/No Waiver. These Terms & Conditions and the Privacy Policy incorporated herein by reference constitute the entire agreement of the parties with respect to the subject matter hereof. No waiver by www.quotes.com  of any breach or default hereunder will be deemed to be a waiver of any preceding or subsequent breach or default.

I. Correction of Errors and Inaccuracies. The Content may contain typographical errors or other errors or inaccuracies and may not be correct or current. www.quotes.com reserves the right to correct any errors, inaccuracies or omissions and to change or update the Content at any time without prior notice. www.quotes.com  does not, however, guarantee that any errors, inaccuracies or omissions will be corrected.

J. Language. It is the express will of the parties that this agreement and all related documents have been drawn up in English.

K. Questions or Additional Information. If you have questions about www.quotes.com, the website or these Terms & Conditions, please contact us.

Please email: support(at)www.quotes.com

 

Active Date: September 1, 2010