Auto Insurance in Washington
Mandatory Laws for Car Insurance in Washington
If you live in the Washington State, you are more likely to be familiar with the following required car insurance laws. Here, detailed information on mandatory auto insurance conditions will help make the process of buying or switching insurance companies much easier.
Get familiar with what types of coverage options that car insurance companies offer in Washington. With a variety of discounts and savings one could qualify for, acquiring an insurance quote is an easy way to get a grasp of how much you could save on your premium.
If you own a vehicle in Washington, it is essential that you must have one of the following to be a registered driver:
- Auto Insurance
- Self-insurance
- Certificate of Deposit
- Liability Bond
We will focus on the auto insurance policies for the local driver and other Washington’s state laws.
Auto Insurance
The Washington policy on auto insurance must have these minimum limits:
- $25,000 of bodily injury liability or death of 1 person in any single accident
- $50,000 of bodily injury liability or death of any 2 people in any single accident
- $10,000 of injury to or destruction of property of others in any single accident
Once you are officially registered under an insurance provider, you will receive an identification card that includes the following:
- Name of the insurance company
- Policy number
- Effective date of policy
- Expiration date of policy
- Descriptions of the year, make, or model of the insured cars, or the name of the insured driver.
As a resident driver of Washington State, you must always carry proof of auto insurance. Being prepared in any circumstance is the main reason why you should buy auto insurance in the first place, so when at any time an identification card is required by law enforcement, you’ll have it.
If you fail to show proof of your identification card, it is known as a traffic infraction by a fine of at least $450. If you provide false information and evidence of coverage, then it is considered a misdemeanor.
Exceptions
In the State of Washington, there are exceptions where auto insurance is not needed. These reasons are:
- If you drive a motorcycle
- If you have a motor-driven cycle
- If you drive a moped
- If you drive an antique vehicle
- If you drive a collector vehicle that is more than 30 years old
- If you drive a state of publicly-owned vehicle
- If you are a common or contract carrier with the Washington Utilities and Transportation Commission
Top Auto Insurance Companies in Washington
By using these Washington car insurance companies as a platform to begin finding cheaper premiums, start by entering your zip code below. Acquiring insurance quotes and comparing them from one another lets you be in control of where your money is going. Often, each company will offer different discounts and several ways you could save. By applying this method to your research, you could save more money each month on your premium, so start today.
Sources:
Washington Driver’s License
Washington Car Insurance Companies
