Wisconsin Health Insurance
Learn more about Wisconsin Health Insurance
How healthy is living in Wisconsin?
The good news is out of 50 states, Wisconsin is ranked 18th place as the healthiest state to live in, according to the 2010 America’s Health Rankings® by the United Health Foundation. With an above average position compared to the other states, reasons for this include:
- High immunization coverage: with 93.5% of children from 19-35 months old receiving recommended immunizations
- Low rates of occupational fatalities
- Low rates for infection diseases
- Decline in smoking
- Decline in deaths from cardiovascular diseases
With all of the positive factors listed above, it is no wonder why Wisconsin is leading as one of the healthiest states to live in. But Wisconsin was not listed in the top 10 states, which poses the question, how come?
Wisconsin definitely should be smiling for having such encouraging aspects health-wise for future years to come. However, there are definitely areas where Wisconsin could improve on which include:
- The high rate of binge drinking (which is the highest within the nation)
- Low level of public health care funding
- Increase in obesity amongst those living in Wisconsin
These areas should be on alert, and one crucial reason on how you can stay medically prepared is by purchasing health insurance, if you do not have it already. The reason why there is such importance on having health insurance is because unexpected events could happen at any time. Being prepared will in turn, help you financially and medically when in need.
Health Insurance Portability and Accountability Act of 1996
HIPAA, which stands for Health Insurance Portability and Accountability Act of 1996, sees to address and standardize activities by health insurance companies and providers. There are 5 specific conditions are:
- Title I – Health care access, portability, and renewability
- Title II – Preventing health care fraud and abuse, administrative simplification, and medical liability reform
- Title III – Tax-related health provisions
- Title IV – Application and enforcement of group health plan requirements
- Title V – Revenue offset provisions
One of the reasons HIPAA is put in place is because Wisconsin legislation plans to decrease the cost of health care while protecting the privacy of personal health information.
Things HIPAA Does Not Provide:
- HIPAA does not address the issue of the cost of insurance coverage
- HIPAA does not require that your employer offer health insurance to its employees
- HIPAA does not require that your employer offer comparable coverage to the coverage you had in the past
Because there is a guideline as to how health insurance providers must run their business, it works for the benefit of the insured, you.
Now that you are aware of what you need in terms of health insurance for those residing in Wisconsin, the next step is to research providers and acquire insurance quotes. Doing your research and applying for insurance quotes is an easy way to get a better sense of what each company provides, and which is best suited for your needs (and for your possible dependents).
Simply enter your zip code below to get insurance quotes in just a matter of minutes. It’s that easy!